The organisation's Executive Director, Satiel Banda made the observation at Enyezini in Mzimba district when he introduced the micro loan project to communities in the area.
Banda said the project is set to benefit over 4000 people through provision of a start-up capital.
"This micro credit project is in addition to the agriculture and education projects that we are implementing in some parts of Mzimba district.
"The target groups are the vulnerable people who are of old age, orphans or children without or guardians, those living with HIV and AIDS, among others," he said.
Through the project, interested people will have a chance to get soft loans ranging from K50 000 and K250 000 and stand a chance to borrow a bigger sum of money following their ability to service the loan in full and in time, basing on preference.
Meanwhile, two other projects which the institution is running in the area are said to be bearing fruits.
"So far we are supporting 13 girls at Enyezini Community Day Secondary School; we give them everything needed to help them finish their education and so far the girls are doing great in class. In agriculture, we are distributing goats to vulnerable groups of people who later pass on to others. This is in addition to the small amount of money we provide for fertilizer procurement," explained Banda.